Can I Retire with $1 Million?

Can I retire with $1 million? It’s one of the most common retirement questions—and the answer isn’t as simple as you might think. In this case study, Sebastian Guerra walks through the financial picture of Jane and Joe Smith, a couple with $1 million saved and $8,000 in monthly expenses. With only $4,400 coming from Social Security, they face a $3,600 monthly income gap. The analysis shows how long their savings could last with different investment return assumptions—and how risks like inflation, taxes, and healthcare costs could eat away at their nest egg. This video highlights the importance of personalized retirement planning to help your money go the distance.