401k vs IRA: 7 reasons to rollover your 401k

Should I roll over my 401(k) before I retire? In this video, we explore John and Lisa Thompson’s decision as they near retirement with $500,000 in savings. With options like keeping their 401(k), rolling it into an IRA, or using Roth conversion strategies, the right choice depends on their goals, tax situation, and retirement timeline. This case study breaks down the pros and cons to help you understand which strategy may offer better flexibility, lower fees, and more control over your retirement income.